10 Reasons we are better than your insurer
We claim off the other insurer, so you don’t lose out- no policy excess, no effect on your NCB
We are faster & more efficient at winning claims. If you have dashcam, accident photos, witnesses etc, we will collect these from you & make our own assessment. If we have good evidence, we can establish liability in a few hours
We supply suitable courtesy cars to your door. Most insurers will only supply a small 3 door car- not much use, with a large family, or for work trips
If your insurer is arranging repairs, but no courtesy car, we will liaise with the repair garage & supply a car whilst yours is off the road. The cost is recovered from the other insurer.
Even if you only have third party cover, we still supply a free courtesy car, arrange repairs etc, and recover the costs from the other insurer. Your own insurance company will not help at all
We safe guard the future value of your car by arranging repairs with dealer approved repairers, only using genuine parts. Insurers use their own network, who use both non genuine & “green” (meaning second hand) parts.
Thinking of claiming directly off the other insurer- save your time & money. Odds are, they will mess you about. Every week we get calls from people who have spent weeks & even months, calling the other insurer- we sort it out straight away.
We can supply courtesy vehicles to both young drivers & commercial claimants. Most insurers stipulate a minimum age for young drivers & do not offer courtesy vehicles at all, to commercial policy holders.
Once we have established liability, you can inform your insurer it is sorted. In comparison, insurers will class your claim as ‘open’ until they have been fully paid out, which might take a year. this has a dramatic effect on your renewal premium, if renewal occurs before this.
If you are insured with the same company as the other driver, it makes no difference to us- we are working for you. Your insurer will often treat your claim as being a third party one- you will get messed about.