Taxi & Commercial Claims

Taxi & Commercial Claims

We cover all types of commercial vehicles; from taxis to vans, and even HGVs, and PSVs. If you are a taxi driver, we can normally supply a plated vehicle, for your area, the next day. We offer bespoke packages to fleet operators and insurance brokers, providing cover for a wide range of vehicles. We file a claim directly with the other driver’s insurers; this also means that you will not have to pay any policy excess. Unlike many insurers, we do not require an admission of liability, from the other driver to handle your claim. Our courtesy vehicles are fully insured, and delivered to your workplace or home. Likewise, we will collect your unroadworthy vehicle, or arrange an engineer to visit you, to prepare a damage report, if it has minor damage. We will sort your claim without you paying any policy excess; arrange proper, main agent repairs, and keep you fully updated on things.

A REPLACEMENT PLATED CAR

Our client had his taxi hit whilst parked in the rank. Although it was only minor damage, Council rules meant he should not use it whilst damaged. EasiGo arranged a plated taxi, and for his to be repaired. The replacement taxi was delivered next morning.

TAXI A WRITE OFF- INSURER WON’T SUPPLY A COURTESY TAXI

Our client was hit, was hit in rear at speed, at a roundabout. His insurers told him his taxi was a write-off, & would not supply him with a courtesy taxi, to use until he had been paid out. EasiGo supplied him with a car plated for Hull Council which he had until he had been paid out, plus a week, to allow him to find a new one.

ACCIDENT NOT AT FAULT, BUT HIGH POLICY EXCESS.

Our client had his van hit by an HGV reversing into him. Because the van was on a company policy, there was a very high excess, which his insurers wanted to charge him. He rang EasiGo who arranged a replacement, and claimed for repairs directly off the other insurer. No excess had to be paid.

INSURER COULD NOT SUPPLY A PLATED MINBUS

Our client was hit by a car pulling out of a carpark. He needed a nine-seater, plated minibus. His own insurers would not supply one, so EasiGo arranged a replacement, properly plated, and for his to be repaired.

ONLY THIRD-PARTY COVER, SO INSURER WOULDN’T HELP.

Our client’s van was hit in the rear at traffic lights. Because he only had third party cover, his insurers would not help. EasiGo arranged a replacement & handled the repairs to his. The solicitors recovered his lost earnings, as well as handling his injury claim.

MAIN DEALER REPAIRS

Our client , had a two-year-old Mercedes Sprinter LWB. Her van was hit in the rear at some traffic lights. Her own insurers wanted to repair her car at one of their own body shops. She wanted it repaired by the main dealer. Easigo arranged for an approved repairer, & gave her a suitable sized van to use, whilst repairs were made.

LIKE FOR LIKE COURTESY VAN

Our client had an accident that was not his fault. He had a refrigerated van which he used to carry meats. The insurers wanted to lend him a normal van, which was totally unsuitable for his business use. EasiGo supplied him with the right sort of van. The solicitors who handled his injury claim, also recovered the lost value of the stock he had been carrying at the time of the accident.

Policy Excess

We claim directly off the other insurers, so you pay no Policy Excess! A lot of insurers will insist you pay your Policy Excess, and hold you at fault, until they get an admission of liability from the other insurer.Even in what may seem clear cut cases (for example someone running in the back of you), we have had clients contact us; because their insurers insist on holding them at fault, until liability is admitted. Even once liability is sorted, you may well not get back any excess charged. Also, a lot of insurers will make deduct the remainder of any premiums due, before paying you out the balance on your claim.

COURTESY TAXIS.

If you are a taxi driver, we can normally supply a plated vehicle, for your area, the next day. This includes minicabs, PSVs and private hire limousines. If our lawyers are handling your injury claim, they will also recover any lost earnings.A lot of insurers will only supply a replacement car if your taxi is not a write off. A high percentage of insurers will take you out of any courtesy car, once they have established yours is a write-off. This leaves you with no car, and waiting to be paid out. We will always supply the best car possible; if you need a large saloon, or a people carrier, for example, we will arrange this. We often supply higher grade courtesy cars, than the insurers will pay for. We deliver to your home, or workplace and pick it up, once no longer needed. If your car is a write-off, we supply you with a replacement until you have been paid out, with a further week’s hire, to enable you run around & find a new one. If your car is still driveable, we will arrange for a replacement to be delivered, when your car goes in for repairs. It will be picked up when your repaired car is ready.

COURTESY COMMERCIAL VEHICLES

We arrange fully insured replacements for all types of vans, HGVs & PSVs. These will be delivered to your place of work, if required. If your vehicle is still ok to use, we will arrange a replacement for when yours goes in for repairs. It does not matter if you only have Third Party cover. Also, if your vehicle is a write off, we will still supply you with a replacement until you have been paid out.
A lot of insurers will only supply a replacement vehicle if yours is not a write off. A high percentage of insurers will take you out of any vehicle, once they have established yours is a write-off. We deliver the vehicle to your workplace or home, and pick it up, once no longer needed. If your vehicle is a write-off, we supply you with a replacement until you have been paid out, with a further week’s hire, to enable you run around & find a new one. If your vehicle is still driveable, we will arrange for a replacement to be delivered, when yours goes in for repairs. It will be picked up when your repaired vehicle is ready.

PARKED VEHICLE CLAIMS

Accidents on car parks are fully covered by insurance, in the same way as any road accident. However, most insurers will charge you Policy Excess, if dealing with your parked vehicle claim. We will claim off the other insurers for any damage. We will arrange a damage report, and supply a courtesy vehicle to use, when yours is in for repair. We cannot deal with very minor damage, & must have third party details to claim.

Injury Compensation.

If you are injured, we will put you in touch with our solicitors who specialise in car accident claims. They will claim for your injuries, arrange any private physiotherapy, and claim for any lost earnings. If they handle your injury claim, they will also take the insurers to court, if the claim is disputed.Our solicitors will also recover your Policy Excess, if your insurer has already managed your car claim. Our arrangement with them is that if they are paid for the injury claim, they handle the recovery of any other costs, fight the case in court, and recover any Policy Excess. Most solicitors are only interested in handling your injury claim- leaving you out of pocket on all other costs!

DISPUTED CLAIMS

Unlike your insurer, we do not need an admission of liability from the other driver, to handle your claim. Most insurers will hold you at fault until they have had liability confirmation from the other insurers. If the solicitors are handling your injury claim, they will obtain police reports & fight your case in court. This will save you paying any Policy Excess, & possibly losing your No Claims, if your policy is up for renewal.

SUMMARY

Whatever level of insurance you have, if the accident was not your fault, we can help. We operate throughout the UK, & our claims line is open 7 days a week. We will save you paying any policy excess, and provide a fast & friendly service. We cover all aspects of road accident claims; offering everything from fully insured, plated taxis & commercial vehicles, main dealer repairs, to fighting your case in court.