The Association of British Insurers (ABI) said it made the estimate after conducting research to discover the true extent of fraud for the first time.It uncovered an average 3,475 cases each week of motorists lying on their applications for insurance or deliberately leaving relevant information off them.
The most common cases involved drivers pretending their “no claims bonus” was longer than it really was or trying to cover up past driving convictions.Some even gave a false name or lied about where they live to pretend their car was being kept in a more crime-free area.Other fraudulent applications involved “fronting”, where for example a parent pretends to be the main driver of a car when in reality it is their child, who is more expensive to insure.
In one of the more serious cases, an applicant was jailed for three years when he failed to disclose four previous claims and an unspent motoring conviction.
Doctors & Surgeons cause more car accident claims than any other profession!
According to research by Money Supermarket,Surgeons are most likely to make ‘at-fault’ claims on their car insurance, according to their analysis of more than 11 million car cover quotes
Nine of the 10 ‘most likely to make an at-fault claim’ professions were in the healthcare sector, whereas clerical workers appeared to be the safest drivers, recording the fewest at-fault car insurance claims per 1,000 drivers.
Road Accident Claims Specialists directors jailed for fraud.
Two fraudsters who made thousands of pounds from fraudulent car accident insurance claims have been jailed. ShakirJavid was sentenced to three years in prison at Newcastle Crown Court.
Increase in Organised Crime car crash claims
Tom Gardiner, head of fraud at Aviva, said: “We are witnessing a trend towards third party, injury and organised fraud. For example, in 2013, we identified fraud in one in nine of third party injury claims.” The insurance giant said it detected more than £110m-worth of fraud in 2013 – a 19 per cent increase compared with the previous year.
According to figures published earlier this year by LV=, almost a third of a million car accidents –300,000 – have been deliberately staged in the past five years as crooks look to profit from car accident claims.It said it detects more than 45 fraudulent claims per day, which are collectively worth more than £300,000.