TYPICAL CASES

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Hit by uninsured Driver

RECENT CASES

OWN INSURER WOULDN’T HELP- ONLY THIRD PARTY COVER

Mr Richardson, of Wembley, was rear ended at traffic lights, by an uninsured driver. His insurers wouldn’t help; he only had third party cover. Easigo supplied a replacement car, got his fixed, and sorted out his injury compensation. A work mate had recommended them.

EASIGO RECOVERED MY POLICY EXCESS

Mr Smith, of Bolton, was hit by an uninsured car, that went through a red light & wrote off his car. Both he & his wife, were seriously injured. Only being 22, he had a £3000 excess on his policy, although his car was only worth £2500. EasiGo looked after everything; a replacement car, recovered his car value & got compensation for both of them.

EASIGO SUPPLIED REPLACEMENT TAXI

Mr Khan’s taxi was hit by an uninsured car. His own insurers would not supply a replacement, and he could not work. A friend recommended EasiGo; who arranged a replacement plated taxi. He would have lost his job without our help.

INSURER WON’T SUPPLY A COURTESY CAR
Mr Oakes of Leicester, parked car was hit by a stolen car one night. It was not possible to identify the guilty driver. Since Mr Oakes was fully comp insured, his insurers arranged repairs, but would not supply a courtesy car. EasiGo arranged one, and the costs were recovered from the MIB.

If you were hit by an uninsured driver, EasiGo can help. Whether you are fully comp, or only third party insured, we can supply courtesy cars, deal with repairs & claim for your injuries!

-All at no cost to you!

EasiGo will help with:

  • ✓ Courtesy Car
  • ✓ Injury Compensation
  • ✓ Vehicle Damage/Repairs
  • ✓ Lost Earnings
  • ✓ Recover your Policy Excess

If your insurance is comprehensive, the MIB will expect you to use your own insurance to pay for repairs. Many insurers will not supply a courtesy car, if you were hit by an uninsured driver.Easigo will supply a car, until your car has been repaired.

If injured, we will also claim for your compensation. If you have a high policy excess, and can show it will cause real hardship to cover it, we may also be able to arrange car repairs.

If you have only third party cover, we will arrange for your car to be repaired & supply a courtesy car to use. If your car is damaged beyond economic repair, we will claim for its pre-accident value.

We will also claim for your injuries, & any lost earnings.

What to do if you are hit by an uninsured driver

If you are hit by an uninsured driver, it is essential that you contact the police as soon as possible. The police will issue a Crime Reference Number (CAD). We need this to claim through the MIB.

Uninsured Drivers- The Facts

There are over 1.3 million uninsured drivers, with an 8-10% chance of being hit by one. This explains why Department for Transport data shows that around ten per cent of road traffic accidents, where an injury has been sustained, involve a ‘hit and run’ driver.

On a regional level London leads the way for uninsured vehicles, followed by the North West and West Midlands.

The Motor Insurance Bureau(MIB).

Under present UK rules, a £250 million industry fund pays out compensation claims to drivers hit by uninsured motorists. To meet the bill, the MIB charges every insurer a levy, which is passed on to drivers through their premiums.

In July last year, the MIB has confirmed that the UK’s 1.5 millionth uninsured vehicle has been seized in Haringey, North London.